The Long, Winding DIF Road
By Tom Bengtson You might remember in late 2009 when the FDIC required banks to pre-pay three years’ worth of deposit insurance premiums. Despite a one-time 5-basis-point special assessment levied...
View ArticleFDIC Chairs Consider the Cycles of Regulation
By Tom Bengtson Can regulators reduce the regulatory burden for bankers without hurting industry safety and soundness or weakening consumer protections? Two FDIC chairs — one former, one current —...
View ArticleRegtech Pioneer Believes Adaption Is Accelerating
By Justin Dullum Jo Ann Barefoot has been doing a lot of globetrotting lately. Since being named the first female Deputy Comptroller of the Currency in 1978, Barefoot launched a career in the private...
View ArticleBest Practices in Banking Vendor Management
By Scott Sargent For the past several years, federal regulators have targeted vendor management risk as one of their top regulatory priorities. The growing reliance on third-party service providers is...
View ArticleTreasury Agreements Provide Critical Protection
By Anton J. Moch Picture this: a customer calls to tell you the new mobile payment application you offer through your third party data processor resulted in an unauthorized draw on his $50,000 credit...
View ArticleCommunity Banks Should Embrace Libor Alternatives
By Richard Sandor Federal Reserve Bank of New York President John Williams recently told an audience of financial firms he sensed foot dragging among market participants when it comes to finding an...
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